In our commitment to build strong and resilient communities, PruBSN Prihatin is now providing PruBSN Microtakaful Jariyah to the deserving hardcore poor and poor registered under the e-Kasih database. PruBSN Prihatin has teamed up with the Implementation Coordination Unit (ICU) of the Prime Minister’s Department to reach out to the eligible recipients.


Product Description

A basic family takaful coverage that provides immediate temporary financial relief to the hardcore poor and poor families in the event the head of the family (breadwinner) passes away. The financial relief will help to prevent the families’ condition from further deteriorating and will assist them to rebuild their life. 



  • Registered as hardcore poor or poor in the e-Kasih database.
  • Must be the head of household (the breadwinner of the family).
  • Entry age between 19 to 50 years old.

Unique Features

  • Complimentary 1-year coverage with benefits of RM10,000 for all causes of death (excluding suicide).
  • The instant coverage is offered on a Guaranteed Issuance Offer basis with no underwriting.
  • Each recipient is provided with a simplified coverage letter and PruBSN Microtakaful Jariyah card.
  • Quick and easy claim process with no waiting period.
  •  All claims will be paid electronically direct to the nominee’s bank account so that the family will gain immediate access to financial relief.
  • Dedicated communication channels for enquiries and notification of claims.

Claim Process

  • Notify any one of the communication channels (below) and submit the following supporting documents: 

- Death certificate of Person Covered (recipient of PruBSN Microtakaful Jariyah
- Nominee's myKAD
- Nominee's bank account and contact details

Communication Channels

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