PruBSN Aspirasi

Plan today for your life aspirations.

Highlights

Annual Cash Payout

Annual Cash Payout

Maturity Payout

Maturity Payout

Guaranteed Acceptance

Guaranteed Acceptance

Flexibility

Flexibility

Product Details

Contribution Term

5,10 or 20 years

Minimum Monthly Contribution

Not applicable

Eligibility Age

1 to 70 age next birthday

Coverage Expiry

15, 20, 25 or 30 years

Minimum Sum Covered

RM15,000

Maturity Benefit

The higher of:
• 100% of the Basic Sum Covered plus value of units in Investment Unit Account (IUA); or
• Cash value in Maxishield Account (MSA) plus Protection Unit Account (PUA) plus the value of units in IUA

Death Benefit

For certificate year 1 and 2, the higher of the following will be payable: 
• The Guaranteed Basic Death Benefit amount as stated in the Plan Illustration table minus any outstanding contributions; or 
• The sum of the total amount in MSA and the value of units in PUA;
plus the value of units in IUA (if any)

For certificate 3 and onwards, the higher of the following will be payable: 
• The Guaranteed Basic Death Benefit amount as stated in the Plan Illustration table minus any outstanding contributions; or 
• The sum of the total amount in MSA and the value of units in PUA; or
• Basic Sum Covered minus any outstanding contributions;
plus the value of units in IUA (if any)

TPD Benefit

For certificate year 1 and 2, the higher of the following will be payable: 
• The Guaranteed Basic Death Benefit amount as stated in the Plan Illustration table minus any outstanding contributions; or 
• The sum of the total amount in MSA and the value of units in PUA;
plus the value of units in IUA (if any)

For certificate 3 and onwards, the higher of the following will be payable: 
• The Guaranteed Basic Death Benefit amount as stated in the Plan Illustration table minus any outstanding contributions; or 
• The sum of the total amount in MSA and the value of units in PUA; or
• Basic Sum Covered minus any outstanding contributions;
plus the value of units in IUA (if any)

Critical Illness Benefit

Not applicable

Tax Exemption

For PruBSN Aspirasi, you may claim relevant insurance tax relief subject to the terms and
conditions of the Inland Revenue Board of Malaysia

Features

1. Annual Cash Payout
2. Life Coverage
3. Maturity Payout
4. Guaranteed Acceptance
5. Flexibility
6. Potential Upside Return

Please refer to PruBSN Aspirasi brochure for more details

Riders Attachable

Hajj Protection
Contributor Protect
Contributor Saver
Contributor Parent Protect
Contributor Parent Saver
Takaful Saver
Ihsan

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