PruBSN Gadai Janji

Protect the most valuable asset of your family

PruBSN Gadai Janji helps to prevent your home from being retracted when you are unable to continue the home financing payment.

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Product Details

Contribution Term

Single Contribution

Minimum Monthly Contribution

Only Single Contribution is available. Total contribution will vary according to age, gender, type of building, financing tenure and your chosen sum covered. Refer to calculator for further information.

Eligibility Age

19 to 70 years old.

Coverage Expiry

Depending on financing tenure and entry age.

Minimum Sum Covered


Maturity Benefit

Remaining balance in Individual Savings Account (ISA), if any.

Death Benefit

Reducing sum covered at time of death plus the remaining balance in ISA, if any.

TPD Benefit

Reducing sum covered at time of Total & Permanent Disability before reaches age 71 years old, plus the remaining balance in ISA, if any.

Critical Illness Benefit

Not applicable.

Tax Exemption

Not applicable.


Compassionate Benefit

  • RM2,000: Death of yourself

  • RM1,000: Death of your spouse

  • RM500: Death of your children (maximum 2 children below age 20 years old)

  • RM1,000: Medical expenses if you suffer Total & Permanent Disability

Riders Attachable

Not applicable.

Important Note

This is a brief product description only. For exact details of terms and conditions, please refer to your certificate document.

You must ensure that you are satisfied that this product will best serve your needs and that the contributions payable under the certificate is an amount you can afford.

More Information


Make an Appointment

Get more information and free consultation from our Takaful Consultant.

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Customer Service Centre

Our Customer Service Representatives are always ready to assist you, from 8.30am to 5.15pm, Monday to Friday.

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