PruBSN Platinum

Premium benefits for your growing needs.



Annual Cash Payout


Personalisation on Contribution Term & Expiry Age


Maturity benefits

Product Details

Minimum 5 years or up to 80 years old.

Contribution Term

Minimum 5 years or up to 80 years old.

Minimum Monthly Contribution

Varies based on selection of Contribution Term.

Eligibility Age

19 to 65 years old.

Coverage Expiry

55 years old or up to 80 years old.

Minimum Sum Covered


Maturity Benefit

Remaining balance from MaxiShield Accounts (MSA) & Investment Unit Account (IUA) where applicable.

Death Benefit

100% of sum covered + cash value from accounts.

TPD Benefit

100% of sum covered + cash value from accounts and only up to 70 years old.

Critical Illness Benefit

Not applicable.

Tax Exemption

Up to RM6,000 under Life Insurance and EPF, subject to terms & conditions of Inland Revenue Board (IRB).


Double Sum Covered due to Accidental Death & TPD
Take worries off your mind with Basic Sum Covered on loss of life or Total and Permanent Disability (TPD). Double of Sum Covered on loss of life or TPD due to accidental causes before age 70.

Annual Cash Payout Plans*

Certificate Year / Cash payout PlanClassicVantagePrime

% of sum covered
(2nd - 10th year of certificate)

2% 4% 6%

% of sum covered
(11th onwards until maturity)

4% 8% 12%

 *Subject to terms and conditions.

Riders Attachable

Contributor, Protection

Please refer to our Rider Plans for detailed information.

Important Notes

This is a brief product description only. For exact details of terms and conditions, please refer to your certificate document.

You must ensure that you are satisfied that this product will best serve your needs and that the contributions payable under the certificate is an amount you can afford.

More Information


Make an Appointment

Get more information and free consultation from our Takaful Consultant.

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Customer Service Centre

Our Customer Service Representatives are always ready to assist you, from 8.30am to 5.15pm, Monday to Friday.

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