PruBSN Setia

The most comprehensive protection solution, designed to meet all your protection needs.



Medical Protection


Critical Illness Protection


Accidental Protection


Additional Coverage

Product Details

Contribution Term

Up to age 100.

Eligibility Age

19 to 70 years old.

Coverage Expiry

Up to age 100.

Minimum Sum Covered


Death Benefit

In the event of death before expiry of the term, the following will be payable:
• Basic Sum Covered; and
• Value of units in Protection Unit Account (PUA) and Investment Unit Account (IUA).

TPD Benefit

The sum covered is payable in the event of TPD before the certificate anniversary date of the covered person’s 70 years old.

Critical Illness Benefit

Receive a lump sum amount upon the diagnosis of any covered 43 Critical Illness:
i. Crisis Protector
ii. Crisis Shield

Tax Exemption

Up to RM6,000 under Life Insurance and EPF, subject to terms & conditions of Inland Revenue Board (IRB).


PruBSN Setia is based on expiry age 100 with options to choose certificate sustainability, coverage and for contribution amount

High Protection
Medical Plan with No Annual Limit and No Lifetime Limit, instead will have Smart Value Point.

No lapse provision for the first 6 years

Rider Attachable

Crisis Shield
Crisis Protector
Accidental Protector Plus
Accidental Medical Protector
Accidental Income Protector
Contributor Protect
Contributor Saver
Contributor Spouse Protect
Contributor Spouse Saver
Takaful Saver

More information

PruBSN Setia

Product Video

Watch the advantages of PruBSN Setia from this video.

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