PruBSN Warisan

Designed to accommodate your need of leaving a legacy behind for your loved ones in the form of hibah (gift) should the unfortunate happen to you.

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Highlights

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Family survival

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Hibah (Gift)

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High non-medical limit

Product Details

Contribution Term

5, 10 or 20 years or Full Coverage Term.

Minimum Monthly Contribution

Minimum monthly contribution is RM100. The contribution rate is based on your selection of basic sum covered, contribution term and contribution frequency (monthly, quarterly, semi-annually or annually) and will vary according to age, gender, smoking status, occupational class, expiry age and health conditions.

Eligibility Age

19 to 70 years old.

Coverage Expiry

70 or 80 years old.

Minimum Sum Covered

RM250,000 and above.

Maturity Benefit

Remaining balance from the Protection Unit Account (PUA) and Investment Unit Account (IUA).

Death Benefit

The higher of:
a) The current Basic Sum Covered; or
b) Value of units in the PUA and IUA.

TPD Benefit

The higher of:
a) The current Basic Sum Covered; or
b) Value of units in the PUA and IUA, and only up to 70 years old.

Critical Illness Benefit

Not applicable.

Tax Exemption

Up to RM6,000 under Life Insurance and EPF, subject to terms & conditions of Inland Revenue Board (IRB).

Features

Build Your Legacy in the Form of Hibah
Secure the future of your loved ones by naming them as beneficiaries. Your loved ones can receive the sum covered without going through prolonged inheritance procedures. With the legacy you leave behind, your outstanding debts can be settled on your behalf to ease their burden.

High Minimum Sum Covered
With a minimum sum covered of RM250,000, ensure that your loved ones are taken care of should the unforeseen happen.

High Non-medical Limit
Be covered up to RM1,500,000 and enjoy a hassle-free application process without a medical check-up*.

*Depending on the age and health condition of the person covered.

Riders Attachable

Crisis Protector, Accidental Protector, Contributor

Note: Refer to our Rider Plans for detailed information.

Important Note

This is a brief product description only. For exact details of terms and conditions, please refer to your certificate document.

You must ensure that you are satisfied that this product will best serve your needs and that the contribution payable under the certificate is an amount that you can afford.

Product Enquiry

For more information and special offers.

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More Information

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Make an Appointment Form

Fill your details and get full consultation from our Takaful Consultants/Agents.

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Customer Service Centre

Our Customer Service team is available to answer your questions between 8.30am and 5.15pm, Monday to Friday.

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