Designed to accommodate your need of leaving a legacy behind for your loved ones in the form of hibah (gift) should the unfortunate happen to you.
5, 10 or 20 years or Full Coverage Term.
|Minimum Monthly Contribution||
Minimum monthly contribution is RM100. The contribution rate is based on your selection of basic sum covered, contribution term and contribution frequency (monthly, quarterly, semi-annually or annually) and will vary according to age, gender, smoking status, occupational class, expiry age and health conditions.
19 to 70 years old.
70 or 80 years old.
|Minimum Sum Covered||
RM250,000 and above.
Remaining balance from the Protection Unit Account (PUA) and Investment Unit Account (IUA).
The higher of:
The higher of:
|Critical Illness Benefit||
Up to RM6,000 under Life Insurance and EPF, subject to terms & conditions of Inland Revenue Board (IRB).
Build Your Legacy in the Form of Hibah
High Minimum Sum Covered
High Non-medical Limit
*Depending on the age and health condition of the person covered.
Crisis Protector, Accidental Protector, Contributor
Please refer to our Rider Plans for detailed information.
This is a brief product description only. For exact details of terms and conditions, please refer to your certificate document.
You must ensure that you are satisfied that this product will best serve your needs and that the contribution payable under the certificate is an amount that you can afford.