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Contributor Saver

Contributor Saver

This Shariah-compliant takaful rider helps you and your loved ones stay financially secure by ensuring you can continue growing your savings when you’re unable to make a living.

Reasons to consider Contributor Saver

How would you and your loved ones carry on if you suddenly lose your ability to work due to an accident or critical illness? Would your financial security be at risk? And how would this affect your existing takaful plan, especially if you’re also relying on it to build your child’s education fund, or your retirement fund, through investments?

With Contributor Saver, you won’t have to give up on your financial goals, as you will receive an annual benefit equal to your remaining investment contributions, should you be diagnosed with a critical illness or become totally and permanently disabled. 

Boost your income protection takaful plan with this Shariah-compliant rider for assurance that no matter what happens to your earning potential, your long-term goals will remain on track.

Product details

Features and Coverage

Protection Features

This rider gives you an annual benefit equal to the remaining investment contributions when you become totally and permanently disabled before the age of 70 or diagnosed with a critical illness.

Eligibility Age

1 to 70 years old

Expiry Age

Up to 100 years old


Important Notes
  • The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or

  • Age stated above refers to the Age of your next birthday.

Understanding riders

What is a rider?

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as addtional coverage so you can customise your plan to suit your needs.