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Crisis Protector

This Shariah-compliant takaful rider offers extra financial protection, so you can be well-prepared for your fight against a potential critical illness as soon as you’re diagnosed.

Reasons to consider Crisis Protector

Critical illnesses such as cancer, heart disease and kidney failure are among Malaysia's major public health concerns.

These diseases don’t discriminate, which means it can strike anyone at any time. And with healthcare becoming increasingly expensive, your hard-earned savings can be easily depleted, leading to great financial distress if you're not prepared.

Don’t leave your health and financial security to chance. Boost your income protection takaful plan with this Shariah-compliant medical rider which covers 43 types of critical illnesses. It pays you an additional lump sum upon diagnosis, which you can use as income replacement to cover your daily and monthly essentials.

Product details

Features and coverage

Protection Features

This rider pays the rider additional sum covered upon diagnosis of critical illness before the expiry age. Any claims paid from this rider will not affect the plan basic sum covered.

Eligibility Age

1 to 70 years old

Expiry Age

Up to 100 years old

Important Notes
  • The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or

  • Age stated above refers to the Age of your next birthday.

Understanding riders

What is a rider?

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as addtional coverage so you can customise your plan to suit your needs.