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PruBSN Impian

Secure your child’s future from as early as 14 gestational weeks — give them a head start in life with this Shariah-compliant takaful solution that combines protection and savings.

Reasons to consider PruBSN Impian

As parents, we want the best for our children, who will have challenges to face and dreams they want to achieve as they grow up.

With PruBSN Impian, you can provide your child with a solid foundation to their financial future from an early age.    

This flexible protection plan consists of PruBSN AsasLink, a regular contribution investment-linked takaful plan which comes with options for pregnancy and child care benefits, as well as coverage for specified child illnesses. You can also enhance the plan further with contribution waivers, as well as riders or additional coverage for accidents, critical illnesses, medical and hospitalisation. 

PruBSN Impian can also function as a savings plan for your child’s education fund (via the Takaful Saver Impian rider).

Get peace of mind with this comprehensive and affordable protection plan, knowing you are giving your child a great start in their life's journey, and helping them fulfil their dreams and aspirations.

Education determines your children’s future. Emphasise the importance of education at every stage of your children’s lives so they can get a head start on their dreams.

Encourage your children to prioritise education

Reward your children for their outstanding academic achievements with our EduAchieve Bonus at different stages of their education.

Product details

Coverage and Contribution Terms

Contribution Term

Up to age 100

Eligibility Age

14 gestational weeks of pregnancy to age 18

Expiry Age

Up to age 100

Minimum Sum Covered



Support your child's dreams when he/she turns 19 years old with the money you put aside for the investments.

Start Early
Protect your child as early as 14 gestational weeks and protect your self when pregnancy complication occur.

Comprehensive and affordable protection plan that gives you peace of mind in times your child's needs.

Flexibility to decide on the coverage, certificate sustainability and contribution.


Death Benefit

In the event of death of the person covered before expiry of the term, the following will be payable:

  • Basic Sum Covered; and

  • Value of units in Protection Unit Account (PUA) and Investment Unit Account (IUA).

In case of unborn baby and up to 30 days from the birth of your child, the following will be payable:

  • Annualised Protection Contribution; and

  • Value of units in Protection Unit Account (PUA) and Investment Unit Account (IUA).

Total and Permanent Disability (TPD) Benefit

The sum covered is payable in the event of TPD before the certificate anniversary date of the covered person’s 70th birthday.

In the event your child suffers from TPD at any time within the first 30 days from birth, the following will be payable:

  • Annualised Protection Contribution; and

  • Value of units in Protection Unit Account (PUA) and Investment Unit Account (IUA).

Attachable Riders

Crisis Shield
Crisis Protector
Vital Care Plus
Infant Secure
Accidental Protector Plus
Accidental Medical Protector
Contributor Protect
Contributor Saver
Contributor Parent Protect
Contributor Parent Saver 
Contributor Joint Protect
Contributor Joint Saver
Takaful Saver Impian

 Infant Secure

This Shariah-compliant takaful rider provides pregnancy care and infant care benefits. 

With Infant Secure, you and your baby will be protected against pregnancy complications before birth. After birth, your little one will continue to be protected until age five with coverage for selected congenital conditions.

 Vital Care Plus


You can ensure your child’s long-term health will be taken care of with this takaful rider, which provides coverage up till age 25 for specified child illnesses.  

Tax Exemption

Up to RM6,000 under Life Insurance and EPF, subject to terms & conditions of Inland Revenue Board (IRB).

Important Note
  • The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or

  • Age stated above refers to the Age of your next birthday.

Understanding riders

What is a rider

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.