Protection

PruBSN Impian

Secure your children’s future with a combined protection and savings plan so they can get a head start for their lives

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Fulfill your children’s dreams

Invest in your children’s dreams now so they are set to fulfill their dreams in the future, as early as they turn 19.

A mother carrying a baby holding an umbrella

Protect your loved ones from the start

Receive pregnancy and child care benefits so you could protect your loved ones and appreciate every moment of parenthood without worries.

A girl lying on a grass field holding an umbrella

Death and disability benefits

Offer protection to your children right from the start of their precious lives so they are covered when the unfortunate happens.

Education determines your children’s future. Emphasise the importance of education at every stage of your children’s lives so they can get a head start on their dreams.

Encourage your children to prioritise education

Reward your children for their outstanding academic achievements with our EduAchieve Bonus at different stages of their education.

Product details

Coverage and Contribution Terms

Contribution Term	Up to age 100
Eligibility Age	14 gestational weeks of pregnancy to age 18
Expiry Age	Up to age 100
Minimum Sum Covered	RM25,000

Features

Support
Support your child's dreams when he/she turns 19 years old with the money you put aside for the investments.

Start Early
Protect your child as early as 14 gestational weeks and protect your self when pregnancy complication occur.

Comprehensive
Comprehensive and affordable protection plan that gives you peace of mind in times your child's needs.

Control
Flexibility to decide on the coverage, certificate sustainability and contribution.

Benefit

Death Benefit

In the event of death of the person covered before expiry of the term, the following will be payable:

Basic Sum Covered; and
Value of units in Protection Unit Account (PUA) and Investment Unit Account (IUA).

In case of unborn baby and up to 30 days from the birth of your child, the following will be payable:

Annualised Protection Contribution; and
Value of units in Protection Unit Account (PUA) and Investment Unit Account (IUA).

Total and Permanent Disability (TPD) Benefit

The sum covered is payable in the event of TPD before the certificate anniversary date of the covered person’s 70 years old.

In the event your child suffers from TPD at any time within the first 30 days from birth, the following will be payable:

Annualised Protection Contribution; and
Value of units in Protection Unit Account (PUA) and Investment Unit Account (IUA).

Attachable Riders

Crisis Shield
Crisis Protector
Vital Care Plus
Infant Secure
Accidental Protector Plus
Accidental Medical Protector
Health Protector
Contributor Saver
Contributor Parent Protect
Contributor Parent Saver
Contributor Joint Protect
Contributor Joint Saver
Takaful Saver Impian

Tax Exemption

Up to RM6,000 under Life Insurance and EPF, subject to terms & conditions of Inland Revenue Board (IRB).

Important Note

The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or customer@prubsn.com.my.
Age stated above refers to the Age of your next birthday.

Get more info
here

HealthProtector Brochure

Product Flyer

Strengthen your plan with add-ons

Understanding riders

What is a rider

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.

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