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 Crisis Shield

Crisis Shield

This Shariah-compliant takaful rider shields you financially when you are facing a critical illness.

Reasons to consider Crisis Shield

Critical illnesses such as cancer, heart disease and kidney failure are among Malaysia's major public health concerns.

These diseases don’t discriminate, which means it can strike anyone at any time. And with healthcare becoming increasingly expensive, your hard-earned savings can be easily depleted, leading to great financial distress if you're not prepared.

Don’t leave your health and financial security to chance. Boost your income protection takaful plan with this Shariah-compliant medical rider which covers 43 types of critical illnesses. You will receive a lump sum upon diagnosis, which you can use as income replacement to cover your daily and monthly essentials.

Product details

Feature and coverage

Protection Features

This rider gives you coverage when you are diagnosed with one of the 43 critical illnesses. Any claims paid from this rider will reduce the basic plan sum covered.

Eligibility Age

1 to 70 years old

Expiry Age

Up to 100 years old

Important Notes
  • The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or

  • Age stated above refers to the Age of your next birthday.


Understanding riders

What is a rider?

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.