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PruBSN DamaiGenz

PruBSN DamaiGenZ

Embark on a comprehensive and modern medical solution package custom-tailored for the Gen Z lifestyle, empowering you to pursue your dreams with confidence, reassured that we have your back whenever challenges arise.

Modern. Comprehensive. Affordable.
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Reasons to consider PruBSN DamaiGenz

In the hustle of your dreams, having adequate protection is paramount, especially while you're still young and healthy. And hey, it won't break the bank - affordable safety net for the win!

PruBSN DamaiGenZ can be your shield against a potential financial crisis, should the unfortunate happen.

This health protection solution package consists of PruBSN AnugerahPlus, a regular contribution family takaful plan that comes with Medic TotalCare, along with other riders and various add-on benefits, ensuring you a carefree and worry-free life.

Key product benefits

Empower Dreams of the Generation Z
Wherever life leads, stride with confidence, because with PruBSN DamaiGenZ, we've got your back in more ways than one!
Comprehensive Protection in One Plan
Lock in your health and life coverage, plus extra protection for critical illness and accidents that will keep your mind at ease.
Unlimited Lifetime Limit
Ensures you get top-notch treatment whenever you need it, with no lifetime limit throughout the coverage term.
Mental Health Care
Take charge of your mental well-being with proactive care! Get the right treatment and don't leave your mental health unchecked.

Protected from medical expenses and critical illness.

Customise your plan to protect yourself from the sudden, hefty medical bill of different treatments and overcome your worries on other life uncertainties.


Medic TotalCare

Provides a wide range of hospitalisation and medical treatment coverage to take care of your healthcare needs, including extensive cancer coverage, advanced medical treatment, and mental health care, as well as various outpatient treatment benefits and other unique value-added benefits.

Crisis Shield

Provides financial protection from the moment a critical illness diagnosis is confirmed, ensuring your peace of mind and financial stability.

Accidental Medical Protector

Helps you to deal with the heavy medical expenses that come after an accident.



Product details

Coverage and Payment Terms

Contribution Term

Throughout the coverage term

Eligibility Age

1 to 70 (age next birthday).

Note: For certificate that mature at age 70, maximum entry age is 60 (age next birthday).

Expiry Age

Up to 100 years old

Minimum Sum Covered



Customisable Protection Plan
Attach your preferred riders that suit your needs for a comprehensive coverage.

Comprehensive Medical Coverage
Cover various medical and hospitalisation benefits, with flexibility to choose on the types of room and board, the co-payment options and contribution options to suit your individual needs and affordability.

Recommended Add-on Benefits
Here is an overview of the recommended package solution for PruBSN DamaiGenZ


Maturity Benefit

Remaining balance from Individual Special Account (ISA).

Death Benefit

Higher of:

  • Basic Sum Covered; or

  • Total Amount in the Individual Special Account (ISA); plus value of units in the Investment Unit Account (IUA) if any.

Total and Permanent Disability (TPD) Benefit

Sum At Risk.

Note: The sum at risk is the amount in which the basic sum covered exceeds your Individual Special Account (ISA) balance. If there is no excess sum covered over your ISA balance, the sum at risk is therefore zero. TPD coverage is up to age 70 and subject to a maximum of RM4 million per person covered.

Attachable Riders

Accidental Protector Plus
Accidental Medical Protector
Parent Term
Crisis Shield
Crisis Protector
Crisis TotalCare
Cancer Protector
Medic TotalCare
Income Protector
Contributor Protect
Contributor Saver
Contributor Spouse Protect
Contributor Spouse Saver
Contributor Parent Protect
Contributor Parent Saver
Takaful Saver


Medic TotalCare

This Shariah-compliant takaful medical rider provides a wide range of hospitalisation and medical treatment benefits for your modern healthcare needs, including extensive cancer coverage, advanced medical treatments, mental health care, as well as various outpatient treatments and other unique value-added benefits.


Tax Exemption

Up to RM6,000 under Life Insurance and EPF, subject to terms and conditions of Inland Revenue Board (IRB).

Important Notes
  • The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2775 7188 or

  • Age stated above refers to the age of your next birthday.


Understanding riders

What is a rider?

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.

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Prefer to speak to us?

Customer Service Center

Tel : (+603) 2775 7188
Email :

Monday - Friday: 8.30am to 5.15pm
Saturday, Sunday & Public Holiday: Closed

Address : Level 13, Menara Prudential, Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, Malaysia