PruBSN
Gadai Janji

Secures your home even at difficult times so you and your family will always have a comfortable place to live

Your loved ones will receive death and disability benefits to secure the home you’ve keep for your family, even when you’re not here

Receive Khairat compassionate benefit if you and your loved ones unfortunately pass away so you can be supported when you manage post-life matters

Be assured that your home will be protected for you and your family as early as when you turn 19 years old

Product details

Contribution Term	5, 10, 20 years or throughout the certificate term
Minimum Contribution	Only Single Contribution is available. Total contribution will vary according to age, gender, type of building, financing tenure and your chosen sum covered. Refer to calculator for further information
Eligibility Age	19 to 70 years old
Coverage Expiry	Depending on financing tenure and entry age
Minimum Sum Covered	RM5,000

Compassionate Benefit

RM2,000
Upon your death

RM1,000
Death of your spouse

RM500
Death of your children (maximum 2 children below age 20 years old)

RM1,000
Medical expenses if you suffer Total and Permanent Disability (TPD)

Maturity Benefit	Remaining balance in Individual Savings Account (ISA), if any.
Death Benefit	Reducing sum covered at time of death plus the remaining balance in ISA, if any.
Total and Permanent Disability (TPD) Benefit	Reducing sum covered at time of Total and Permanent Disability before reaches age 71 years old, plus the remaining balance in ISA, if any.
Attachable Riders	None

The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or customer@prubsn.com.my.
Age stated above refers to the Age of your next birthday.