PruBSN
COVID-19 Care
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Product Details
About the plan
PruBSN COVID-19 Care is a 6-month plan which covers death due to COVID-19 infection or serious complications or side effects caused by COVID-19 vaccination. This plan also provides cash allowance benefit if Covered Member is hospitalised due to COVID-19 infection or serious complications or sides effects caused by COVID-19 vaccination. PruBSN COVID-19 Care is a Shariah-compliant product.
Eligibility
Eligible to:
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Malaysians residing in Malaysia
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user of Pulse by Prudential mobile application
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Between the age of nineteen (19) and sixty (60), age next birthday
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- You only need to answer one health declaration to participate in this plan and no medical check-up is required.
Death Benefit
In the event of death of the Covered Member due to the following causes, Sum Covered of RM 30,000* will be payable in lump sum:
i. COVID-19 infection; or
ii. serious adverse events following immunisation (AEFI) after an approved COVID-19 vaccination.
* Reduced Sum Covered of RM 10,000 will be payable for Covered Member who has not completed the number of required doses for an approved Covid-19 vaccination, in accordance with the Clinical Guidelines on COVID-19 Vaccination in Malaysia issued by the Ministry of Health of Malaysia.
Hospital Cash Allowance Benefit
In the event the Covered Member is hospitalised due to the following reasons, cash allowance of RM1,000 shall be payable in lump sum:
i. COVID-19 infection requiring active treatment (Category 3, 4 and 5 only); or
ii. adverse events following immunisation (AEFI) which is serious and requiring medically necessary hospitalisation within 7 days after an approved COVID-19 vaccination.
Note: This benefit is payable once only and the payment of this benefit does not terminate the certificate. The amount of benefit is the same regardless of whether or not you have completed the number of doses required for COVID-19 vaccination.
Waiting Period
There is a 15-days waiting period from the Certificate Effective Date for each benefit.
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Tax Exemption
100% of the contribution paid for this plan may qualify you for personal income tax relief under Life Insurance/Family Takaful category, subject to the terms and conditions of the Inland Revenue Board of Malaysia.
Important Notes
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The above is only a brief description of our product. For more information on PruBSN COVID-19 Care, kindly refer to the Product Disclosure Sheet before participating in this plan and refer to the terms and conditions in the Certificate Summary for details on the important features as well as exclusions that apply to the plan.
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This is a group term takaful plan with Prudential BSN Takaful as the Master Certificate Holder.