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Riders

Compassionate Allowance

This Shariah-compliant takaful rider provides an allowance to your employees or their loved ones, when any one of the covered member passes away.

Reasons to consider Compassionate Allowance

No one knows when an accident or illness will strike. While we can’t predict the future, we can always plan for the unexpected.

With Compassionate Allowance, you can provide immediate help to your employees and their loved ones by looking out for their welfare in times of need.

Should your employee pass away, this takaful rider will pay a lump sum allowance to his or her family. On the other hand, if an unfortunate event leads to your employee losing his or her spouse or child, this rider will provide RM1,000 or RM500 allowance respectively.

Show your staff that you care for their well-being by including this Shariah-compliant rider as part of their protection plan.

Product details

Features and coverage

Protection Features

  • A lump sum amount is payable in the event of death of your employee.

  • RM1,000 will be payable upon death of spouse (limited to 1 spouse only).  

  • RM500 will be payable upon death of child (up to 3 children).

Eligibility Age

16 to 65 years old

Expiry Age

Yearly renewable up to 69 years old

Important notes
  • The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Corporate Group Business team at +603 2778 2155 or prubsn.cgbd@prubsn.com.my.

  • Age stated above refers to the Age of your next birthday.

Understanding riders

What is a rider?

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.