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Spouse Saver

Spouse Saver

This Shariah-compliant takaful rider secures your savings plan, even when the unfortunate happens to your spouse.

Reasons to consider Contributor Spouse Saver

No one knows if and when an unfortunate incident will strike. But we can take steps to prepare for the unexpected.

If your spouse is diagnosed with a critical illness, becomes totally and permanently disabled, or passes away, Contributor Spouse Saver will help ensure your family remains financially secure by providing an annual benefit equal to your investment contributions.

Boost your income protection takaful plan with this Shariah-compliant rider for assurance that your loved ones will stay covered, no matter what happens.

Product details

Features and Coverage

Protection Features

This rider gives you an annual benefit equal to the investment contributions when your spouse becomes totally and permanently disabled before the age of 70, diagnosed with a critical illness or passes away.

Eligibility Age

19 to 70 years old (adult)

Expiry Age

Up to 100 years old

Important Notes
  • The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or

  • Age stated above refers to the Age of your next birthday.

Understanding riders

What is a rider?

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as addtional coverage so you can customise your plan to suit your needs.