Reasons to consider PruBSN Setia
No one can predict the future, but we can always plan for the unexpected.
As you brave the challenges ahead, it's crucial to protect your hard-earned income from life's uncertainties — a critical illness like cancer, death or total permanent disability can easily drain your savings and cause financial hardships for your family.
PruBSN Setia offers a flexible, all-inclusive protection plan anchored by PruBSN AsasLink, a regular contribution investment-linked takaful plan which you can enhance further with critical illness and accident riders, as well as HealthProtector, a medical rider with no annual and lifetime limits.
Secure the income protection you and your loved ones deserve with this affordable all-in-one plan for your takaful needs.
Key product benefits
Death and disability benefits
Coverage for 43 critical illness
Customisable coverage plan
Cover your healthcare with HealthProtector.
Prioritise your health with a medical plan which offers flexible options in SmartSaver and High Deductible. So you can choose one that meets your needs.
Utilise the flexibility in using your contribution savings to meet your own financial goals with SmartSaver option.
Get your excess medical expenses covered if you already have a medical plan with an annual limit equivalent to the deductible amount with the High Deductible option.
Coverage and Payment Terms
Up to age 100
19 to 70 years old
Up to age 100
Minimum Sum Covered
PruBSN Setia is based on expiry age 100 with options to choose certificate sustainability, coverage and for contribution amount
Medical Plan with No Annual Limit and No Lifetime Limit, instead will have Smart Value Point.
No lapse provision for the first 6 years
In the event of death before expiry of the term, the following will be payable:
Total and Permanent Disability (TPD) Benefit
The sum covered is payable in the event of TPD before the certificate anniversary date of the covered person’s 70th birthday.
This Shariah-compliant takaful medical rider provides the financial support you need for healthcare from as early as 14 gestational weeks, up to 100 years of age.
With Health Protector, you will be reimbursed for medical expenses incurred due to accident and hospitalisation, as well as selected outpatient treatments that include cancer treatments and kidney dialysis.
It comes with no annual and no lifetime limits, and is guaranteed renewable.
Up to RM6,000 under Life Insurance and EPF, subject to terms & conditions of Inland Revenue Board (IRB).
The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or email@example.com.
Age stated above refers to the Age of your next birthday.
Strengthen your plan with add-ons
What is a rider
A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.