PruBSN Setia
Death and disability benefits
Coverage for 43 critical illness
Customisable coverage plan
Cover your healthcare with HealthProtector.
Prioritise your health with a medical plan which offers flexible options in SmartSaver 300 and High Deductible. So you can choose one that meets your needs.
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SmartSaver 300 |
Utilise the flexibility in using your contribution savings to meet your own financial goals with SmartSaver 300 option. |
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High Deductible |
Get your excess medical expenses covered if you already have a medical plan with an annual limit equivalent to the deductible amount with the High Deductible option. |
Product details
Coverage and Payment Terms
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Contribution Term |
Up to age 100 |
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Eligibility Age |
19 to 70 years old |
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Expiry Age |
Up to age 100 |
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Minimum Sum Covered |
RM25,000 |
Features
Flexible
PruBSN Setia is based on expiry age 100 with options to choose certificate sustainability, coverage and for contribution amount
High Protection
Medical Plan with No Annual Limit and No Lifetime Limit, instead will have Smart Value Point.
Reliable
No lapse provision for the first 6 years
Benefits
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Death Benefit |
In the event of death before expiry of the term, the following will be payable:
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Total and Permanent Disability (TPD) Benefit |
The sum covered is payable in the event of TPD before the certificate anniversary date of the covered person’s 70 years old. |
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Attachable Riders |
Crisis Shield |
Tax Exemption
Up to RM6,000 under Life Insurance and EPF, subject to terms & conditions of Inland Revenue Board (IRB).
Important Note
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The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or customer@prubsn.com.my.
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Age stated above refers to the Age of your next birthday.
Get more info here
Strengthen your plan with add-ons
Understanding riders
What is a rider
A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.