It's time to update your payment card details
If you have just renewed your debit card, remember to update it to ensure you and your loved ones are continuously covered and protected by your takaful certificate. 

Select your language
Crisis TotalCare

Crisis TotalCare

This Shariah-compliant takaful rider provides total and comprehensive critical illness protection from early to late stage. In addition, it includes coverage for special conditions related to diabetes, mental health, and also comes with other unique value-added benefits.

Reasons to consider Crisis TotalCare

Critical illnesses such as cancer, heart disease and kidney failure are among Malaysia's major public health concerns.

These diseases don’t discriminate, which means it can strike anyone at any time. And with healthcare becoming increasingly expensive, your hard-earned savings can be easily depleted, leading to great financial distress if you're not prepared.

Don’t leave your health and financial security to chance. Boost your income protection takaful plan with this Shariah-compliant medical rider which not only covers critical illnesses, but also complications arising from diabetes which can be life-threatening. And with increasing demand for mental health care, you’ll also get support for mental health treatments.   

Product Details

Feature and coverage

Protection Features

This rider covers:

  • Critical Illnesses from 50 Critical Illness Groupings under 3 categories: Early Stage, Intermediate Stage and Late Stage; and

  • Diabetic Related Conditions, Joint Related Conditions and Mental Health Conditions under Special Conditions Benefit; and

  • Complementary Treatment Benefit; and

  • Family Care Benefit.

Eligibility Age

1 to 70 years old

Expiry Age

Up to 100 years old

Important Notes
  • The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or

  • Age stated above refers to the Age of your next birthday.

Understanding riders

What is a rider?

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.