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Riders

Group Accidental Medical Reimbursement

This Shariah-compliant takaful rider reimburses medical expenses if your employee requires medical treatment by a doctor, hospitalisation, or nursing services, due to an accident.

Reasons to consider Group Accidental Medical Reimbursement

Accidents can be expensive, and no one knows if and when one will happen. While we can’t predict the future, we can always plan for the unexpected.

With this takaful rider, your employees will be reimbursed for the costly medical expenses should they become involved in an accident. 

Your employees are your most valuable asset — help them and their loved ones by looking out for their welfare in times of need by including this Shariah-compliant rider as part of their protection plan.

Product details

Feature and coverage

Protection Features

This Rider reimburses medical expenses incurred for treatment, hospital charges, and nursing fees if your employee sustains bodily injury due to an accident.

Note: This Rider is attachable if Group Accidental Death and Disablement Benefit or Group Partial and Permanent Disability Benefit is selected.

Eligibility Age

16 to 65 years old.

Expiry Age

Yearly renewable up to 69 years old.

Important notes
  • The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Corporate Group Business team at +603 2778 2155 or prubsn.cgbd@prubsn.com.my.

  • Age stated above refers to the Age of your next birthday.

Understanding riders

What is a rider?

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.