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Group Hospital and Surgical
Riders

Group Hospital
and Surgical

This Shariah-compliant takaful rider provides medical benefits for your employees and their dependants when they are hospitalised or required to undergo surgical procedure.

Reasons to consider Group Hospital and Surgical

No one knows when an accident or illness will strike. With the increasing healthcare cost, it pays to be prepared for the unexpected.

With Group Hospital and Surgical, you can provide support to your employees in reducing their potential burden of medical debt should they be hospitalised due to an accident or need to undergo surgery. You also have the option of extending the coverage under this takaful medical plan to your employees’ spouse and children.

Support the health and well-being of your staff and their loved ones by helping them with this Shariah-compliant medical rider.

Product details

Features and coverage

Protection Features

This Rider provides comprehensive health care protection for your employees when they are hospitalised or required to undergo a surgical procedure. The coverage of Group Hospital and Surgical Benefit (GHS) can be extended to the spouse and children of your employees.

Eligibility Age

Employee and Spouse:
16 to 65 years old

Children:
14 days to 19 or 23 years old (if studying full-time)

Expiry Age

Employee and Spouse:
Yearly renewable up to 69 years old

Children:
Yearly renewable up to 20 or 24 years old (if studying full-time)

Important Notes
  • The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Corporate Group Business team at +603 2778 2155 or prubsn.cgbd@prubsn.com.my.

  • Age stated above refers to the Age of your next birthday.

Understanding riders

What is a rider?

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.