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PruBSN Anggun

A complete and comprehensive plan exclusively designed for women at different life stages where it provides a wide range of female specific illness protection including support for mental illness and fertility treatment, which is the first in market, through the Mom Care rider.

Product details

Coverage and Payment Terms

Contribution Term

Throughout the coverage term

Minimum Monthly Contribution


Eligibility Age

19 to 60 age next birthday

Mom Care rider
19 to 40 age next birthday

Expiry Age

70 or 80 age next birthday

Mom Care rider
50 age next birthday

Minimum Sum Covered


Mom Care rider


Exclusively for Women
An exclusive plan for women at different life stages which offers female specific illnesses protection, well-being, investment and at the same time, opportunity to do good deeds.

Choose the coverage which best fits your protection needs and budget, from as low as RM50 per month!

Choose your preferred coverage amount, coverage term and attach optional add-on benefits that best suit your protection needs for a comprehensive coverage.


Death Benefit

Basic Sum Covered plus the cash value of the certificate.

Total and Permanent Disability (TPD) Benefit

Basic Sum Covered plus the cash value of the certificate.

TPD coverage is up to certificate expiry date or the certificate anniversary date of the Covered Person's age 70 next birthday, whichever is earlier.

Female Illness Benefit

Female Cancer or Systemic Lupus Erythematosus (SLE) WIth Severe Kidney Complications
Upon diagnosis, 100% of the Basic Sum Covered and total cash value shall be payable in one lump sum, allowing you to focus on your recovery.

Female Carcinoma-In-Situ (CIS)
Upon diagnosis, 50% of the Basic Sum Covered will be paid to you in one lump sum.

Even though the Basic Sum Covered will be reduced upon diagnosed of Female CIS, the reduced Basic Sum Covered will be bounced back to 100% of the original Basic Sum Covered after 6 months from the Female CIS diagnosis date provided that there is no major events happened within that period.

Female Care Benefit

30% of Basic Sum Covered is payable upon diagnosis of any one of the following conditions, illness, injury or event to the covered person:

i) Surgical Repair of Severe Uterine Prolapse;
ii) Rheumatoid Arthritis With Complication;
iii) Osteoporotic Fracture of The Hip / Vertebra;
iv) Facial Reconstructive Surgery due to Accident or Cancer;
v) Skin Grafting due to Burns or Skin Cancer;
vi) Breast Lumpectomy or Breast Mastectomy due to Female Carcinoma-In-Situ, Cancer or Accident;
vii) Breast Reconstructive Surgery Following A Mastectomy due to Female Carcinoma-In-Situ, Cancer or Accident;
viii) Surgical Removal of Female Reproductive Organ due to Female Carcinoma-In-Situ, Cancer or Accident

Maximum two claims are allowed for Female Care Benefit, subject to one claim per covered condition.

Mental Care Benefit

Reimbursement of outpatient psychotherapy visit  fees up to 10% of the Basic Sum Covered or maximum of RM5,000, when diagnosed with any one of the covered Mental Disorder conditions.

i) Major Depressive Disorder;
ii) Post-partum Depression;
iii) Generalised Anxiety Disorder;
iv) Obsessive Compulsive Disorder;
v) Bipolar Disorder; or
vi) Schizophrenia

Claimable for one condition.

Life Stage Benefit

The Life Stage Benefit is payable for the covered events as below:

i) Marriage
ii) Buy a Property
iii) Hajj Pilgrimage or Umrah
iv) Postgraduate Education (Master or PhD)
v) Childbirth or Legal Adoption
vi) Death of Spouse
vii) Retirement

For Item i) to v), 3% of Basic Sum Covered each covered event;

For Item vi) to vii), up to 9% of Basic Sum Covered*

*Less any previous claims on Life Stage Benefits under Items i) to v).

The total amount claimable under Life Stage Benefit is up to maximum of 9% of Basic Sum Covered.

Maturity Value

Upon maturity, you will receive total cash value of your certificate.

Attachable Rider

Mom Care

Cancer Protector

Takaful Saver



Important Notes
  • This is a brief product description only. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2775 7188 or

  • You must ensure that this product will best serve your needs  and the contribution payable under this product is an amount that you can afford.

  • Age stated above refers to the Age of your next birthday.