
PruBSN Anggun
Product benefits
Product details
Coverage and Payment Terms
Contribution Term |
Throughout the coverage term |
Minimum Monthly Contribution |
RM50 |
Eligibility Age |
19 to 60 age next birthday Mom Care rider |
Expiry Age |
70 or 80 age next birthday Mom Care rider |
Minimum Sum Covered |
RM25,000 Mom Care rider |
Features
Exclusively for Women
An exclusive plan for women at different life stages which offers female specific illnesses protection, well-being, investment and at the same time, opportunity to do good deeds.
Affordable
Choose the coverage which best fits your protection needs and budget, from as low as RM50 per month!
Flexible
Choose your preferred coverage amount, coverage term and attach optional add-on benefits that best suit your protection needs for a comprehensive coverage.
Benefits
Death Benefit |
Basic Sum Covered plus the cash value of the certificate. |
Total and Permanent Disability (TPD) Benefit |
Basic Sum Covered plus the cash value of the certificate. TPD coverage is up to certificate expiry date or the certificate anniversary date of the Covered Person's age 70 next birthday, whichever is earlier. |
Female Illness Benefit |
Female Cancer or Systemic Lupus Erythematosus (SLE) WIth Severe Kidney Complications Female Carcinoma-In-Situ (CIS) Even though the Basic Sum Covered will be reduced upon diagnosed of Female CIS, the reduced Basic Sum Covered will be bounced back to 100% of the original Basic Sum Covered after 6 months from the Female CIS diagnosis date provided that there is no major events happened within that period. |
Female Care Benefit |
30% of Basic Sum Covered is payable upon diagnosis of any one of the following conditions, illness, injury or event to the covered person: i) Surgical Repair of Severe Uterine Prolapse; Maximum two claims are allowed for Female Care Benefit, subject to one claim per covered condition. |
Mental Care Benefit |
Reimbursement of outpatient psychotherapy visit fees up to 10% of the Basic Sum Covered or maximum of RM5,000, when diagnosed with any one of the covered Mental Disorder conditions. i) Major Depressive Disorder; Claimable for one condition. |
Life Stage Benefit |
The Life Stage Benefit is payable for the covered events as below: i) Marriage For Item i) to v), 3% of Basic Sum Covered each covered event; For Item vi) to vii), up to 9% of Basic Sum Covered* *Less any previous claims on Life Stage Benefits under Items i) to v). The total amount claimable under Life Stage Benefit is up to maximum of 9% of Basic Sum Covered. |
Maturity Value |
Upon maturity, you will receive total cash value of your certificate. |
Attachable Rider |
Important Notes
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This is a brief product description only. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2775 7188 or customer@prubsn.com.my.
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You must ensure that this product will best serve your needs and the contribution payable under this product is an amount that you can afford.
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Age stated above refers to the Age of your next birthday.