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Income Protector

Income Protector

This Shariah-compliant takaful rider protects your savings if your ability to work is temporarily hindered.

Reasons to consider Accidental Income Protector

No one knows if and when an accident will happen and lead to disabilities. While we can’t predict the future, we can always plan for the unexpected.

If you are sidelined by an injury due to an accident and become temporarily disabled, Accidental Income Protector will provide you with a weekly allowance benefit while you recover, so your finances won’t be affected and you will have one less thing to worry about. 

Don’t leave your health and financial security to chance. Include this Shariah-approved rider as part of your overall income protection plan.   

Product details

Features and Coverage

Protection Features

This Rider gives you a weekly benefit when you become temporarily disabled due to accidental causes. The benefit is paid, subject to a total combination of 104 weeks. RM100 per week for temporary total disability and RM50 per week for temporary partial disability.

Eligibility Age

1 to 60 years old

Expiry Age

70 years old

Important Notes
  • The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or

  • Age stated above refers to the Age of your next birthday.

Understanding riders

What is a rider?

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as addtional coverage so you can customise your plan to suit your needs.