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Joint Protect

Joint Protect

This Shariah-compliant takaful rider keeps your children financially secure, even when you or your significant other can’t be there for them.

Reasons to consider Contributor Joint Protect

No one knows if and when an unfortunate incident will strike. But we can take steps to prepare for the unexpected.

If you have included your child / children for coverage under your basic takaful plan, you’ll want to consider attaching the Contributor Joint Protect rider to it, as it provides them with an annual benefit equal to your investment contributions, if you or your spouse are diagnosed with a critical illness, become totally and permanently disabled, or pass away. 

Boost your income protection takaful plan with this Shariah-compliant rider for assurance that your loved ones will stay covered, no matter what happens.

Product details

Features and Coverage

Protection Features

This Rider gives your child an annual benefit equal to the investment contributions when you or your spouse becomes totally and permanently disabled before the age of 70, diagnosed with a critical illness or passes away.

Eligibility Age

19 to 70 years old 

Expiry Age

25 years old 

Important Notes
  • The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or

  • Age stated above refers to the Age of your next birthday.

Understanding riders

What is a rider?

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as addtional coverage so you can customise your plan to suit your needs.