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Takaful Health


This Shariah-compliant takaful medical plan provides the financial support you need for healthcare from as early as 14 gestational weeks, up to 100 years of age.

Reasons to consider

No one knows when an accident or illness will strike. And with healthcare becoming increasingly expensive, it pays to be prepared for the unexpected.

With HealthProtector, you’ll be reimbursed for medical expenses incurred due to accident and hospitalisation, as well as selected outpatient treatments, including cancer treatments and kidney dialysis.

This medical rider comes with no annual and no lifetime limits, and is guaranteed renewable. It also rewards you with bonus points every two years if you do not incur any claims.

Don’t leave your health and financial security to chance. Ease the potential burden of medical bill by securing this takaful medical plan for you and your family’s income protection.

Product details

Features and Coverage

Protection Features

This medical rider provides financial support in the event of hospitalization and surgery or selected outpatient treatment. You have the flexibility to choose the co-payment option either SmartSaver or High Deductible, Smart Value Point and Hospital Daily Room & Board.

Eligibility Age

As young as 14 gestational weeks to 70 years old

Expiry Age

100 years old

Important Notes
  • The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or

  • Age stated above refers to the Age of your next birthday.


Understanding riders

What is a rider?

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.