Am I eligible for BNM’s Interim Measures?
These measures are applicable to certificate holders impacted by medical revision effective 1 October 2024 onwards. Updated notification pack detailing new contribution charges will be issued. Find out more

Select your language
close
health360
Riders

Health360

This Shariah-compliant takaful medical plan provides the financial support you need for healthcare up to 100 years of age, with unlimited medical coverage with NO Annual Limit and NO Lifetime Limit! It offers flexibility and customisation with the options for Room & Board, Smart Value Point and Co-payment.

Protect Your Health, Empower Your Future!

Reasons to consider
Health360

Experience unlimited comprehensive medical protection with NO Annual Limit and NO Lifetime Limit coverage. Health360 ensures you have access to extensive inpatient, outpatient, surgical, and emergency care, whenever you need it. Customise your plan to fit your medical needs and budget. You can choose your preferred Room & Board, set your Smart Value Point limits and decide on the co-payment options to ensure you get the best care on your terms.

Imagine the peace of mind knowing that your family's health is fully supported. Whether it's a sudden accident or a common childhood illnesses, our comprehensive outpatient care ensures you can focus on what truly matters—your loved ones. We have expanded our outpatient care to include treatments such as Outpatient Dengue and Infectious Disease Treatment, as well as Outpatient Top Child Illnesses Treatment. Even better, you will receive cash allowance when your children received outpatient treatments.

With our mental health benefit, you can confidently take charge of your overall well-being, knowing that help is always available when you need it most which covered under Mental Care Treatment.

Your health is your most valuable asset, and you deserve the highest quality care. You can also secure your golden years by safeguarding your retirement with our Health Retirement option that automatically convert your High Deductible co-payment to a Deductible of RM1,000, with no new medical underwriting required.

Don't let financial concerns prevent you from living your best life—allow us to support you every step of the way on your health journey. Are you ready to take the first step towards a healthier, worry-free future?

Product Details

Features and Coverage

Protection Features

Health360 is a comprehensive medical plan with NO Annual Limit and NO Lifetime Limit coverage that extends across inpatient, outpatient, surgical, emergency care, and more.

You can customised options based on your needs and budgets, including customisable Room & Board, Smart Value Point and co-payment options.

Eligibility Age

Prenatal/Child: 13 gestational weeks of pregnancy to 18 years old

Adult: 19 to 70 years old

Expiry Age

Up to age 100 years old

Important Note
  • The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or customer@prubsn.com.my.

  • Age stated above refers to the Age of your next birthday.

Understanding riders

What is a rider?

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.