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Medic TotalCare

Medic TotalCare

Provides a wide range of hospitalisation and medical treatment coverage to take care of your healthcare needs, including extensive cancer coverage, advanced medical treatment, and mental health care, as well as various outpatient treatment benefits and other unique value-added benefits.

Product Details

Features and Coverage

Protection Features

This medical rider provides financial support in the event of hospitalisation and surgery or selected outpatient treatment, with extra benefits such as Extensive Cancer Coverage, Advanced Medical Treatment, Mental Health Care, and many more.

You have the flexibility to choose the room and board plan, as well as the contribution co-payment option to suits your protection needs and affordability.

You can also boost your medical coverage by attaching Medic BoostCare and enjoy No Claim Health Reward for staying healthy.

Medic BoostCare

Available for Medic TotalCare with level contribution only, Medic BoostCare offers an additional RM1,000,000 annual limit to account for medical inflation, as well as other extended coverage including:

  • Double up the lifetime limit for Outpatient Kidney Dialysis Treatment, Outpatient Cancer Treatment and Additional Advanced Medical Treatment Limit

  • Unlimited number of days for Hospital Daily Room and Board as well as the Intensive Care Unit / Cardiac Care Unit

  • No Claim Health Reward of RM500*

and many more!

* only for Plan 300 and Plan 400.

Eligibility Age

1 to 70 years old

Expiry Age

Up to 100 years old


Contribution Payment Term

Throughout the coverage term

Annual Contribution

Annual Contribution Rates Table

Important Notes
  • The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or

  • If you wish to speak to one of our takaful consultants, please click here.

  • Age stated above refers to the Age of your next birthday.

Understanding riders

What is a rider?

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as addtional coverage so you can customise your plan to suit your needs.