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Group Employee Takaful Income

This Shariah-compliant rider provides an annual benefit for your employees when they become totally and permanently disabled.

Reasons to consider Group Employee Takaful Income

No one knows if and when an accident will happen that could lead to disabilities. While we can’t predict the future, we can always plan for the unexpected.

With Group Employee Takaful Income, you can help your employees and their loved ones by looking out for their welfare in times of need.

Should your employee become totally and permanently disabled due to an accident, this rider will provide them with an annual benefit, payable for up to ten years.

Your employees are your most valuable asset — take care of their well-being by including this Shariah-approved rider as part of their protection plan.

Product details

Features and coverage

Protection Features

This benefit is payable in the event that your employee becomes total and permanently disabled (TPD). The benefit is payable annually for 10 years or until the death of the employee, whichever is earlier.

Eligibility Age

16 to 65 years old

Expiry Age

Yearly renewable up to 69 years old

Important notes
  • The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Corporate Group Business team at +603 2778 2155 or prubsn.cgbd@prubsn.com.my.

  • Age stated above refers to the Age of your next birthday.

Understanding riders

What is a rider?

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.