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Make a difference in the lives of underprivileged families for as little as RM5 a month through this Shariah-compliant takaful rider.

Reasons to consider Ihsan

Being charitable and providing for those in need are important religious obligations for Muslims.   

Through Ihsan, you can make donations to fund basic takaful protection for the underserved communities in Malaysia.

Proceeds will be channelled into the PruBSN Prihatin Fund to sponsor one-year takaful protection plans worth RM10,000 each for breadwinners from hardcore poor and poor families through the PruBSN Microtakaful Jariyah initiative.

Do your part for charity with this Shariah-compliant takaful rider, while ensuring you and your loved ones are also protected.

Product details

Features and Coverage

Protection Features

This Rider gives you an opportunity to do good deeds.

Eligibility Age

PruBSN Aspirasi, PruBSN WarisanGold, PruBSN AnugerahPlus
1 to 70 years old

PruBSN Anggun
19 to 70 years old

Expiry Age

PruBSN Aspirasi, PruBSN WarisanGold, PruBSN AnugerahPlus
Up to 100 years old

PruBSN Anggun
Up to 70 years old

Total Payout


Total Collection

Total Eligible Microtakaful Recipients




206 recipients

Utilised for 2020's PruBSN Microtakaful Jariyah distribution (Central Zone)




526 recipients


Utilised for 2020 & 2021 PruBSN Microtakaful Jariyah distribution




824 recipients



Utilised for 2021 & 2022 PruBSN Microtakaful Jariyah distribution




965 recipients

Utilised for 2022 & 2023 PruBSN Microtakaful Jariyah distribution



1,042 recipients

Utilised for 2023 & 2024 PruBSN Microtakaful Jariyah distribution


(As at January 2024)

 102 recipients

Will be utilised in 2024 & upcoming 2025 PruBSN Microtakaful Jariyah distribution

Important Notes
  • The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or

  • Age stated above refers to the Age of your next birthday.

Understanding riders

What is a rider?

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as addtional coverage so you can customise your plan to suit your needs.