PruBSN Aspirasi
Annual cash payout
Maturity payout
Guaranteed acceptance
Customisable plan to tailor to your goals
You can customise your plan to meet your own needs and goals with different options and flexible certificate.
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Choose a term that works for you |
You can choose a contribution term of between 5, 10 or 20 years depending on your own goals and needs. |
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Flexible certificate |
You can choose Contribution Payment Term, Benefit Term or Optional Riders to suit your own needs and design a plan that is made for you. |
Product details
Coverage and Payment Terms
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Contribution Term |
5,10 or 20 years |
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Minimum Monthly Contribution |
Not applicable |
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Eligibility Age |
1 to 70 age next birthday |
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Coverage Expiry |
15, 20, 25 or 30 years |
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Minimum Sum Covered |
RM15,000 |
Features
Annual Cash Payout
Life Coverage
Maturity Payout
Guaranteed Acceptance
Flexibility
Potential Upside Return
Benefits
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Maturity Benefit |
The higher of:
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Death Benefit |
For certificate year 1 and 2, the higher of the following will be payable:
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Total and Permanent Disability (TPD) Benefit |
For certificate year 1 and 2, the higher of the following will be payable:
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Attachable Riders |
Hajj Protection |
Tax Exemption
For PruBSN Aspirasi, you may claim relevant insurance tax relief subject to the terms and conditions of the Inland Revenue Board of Malaysia
Important Note
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The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or customer@prubsn.com.my.
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Age stated above refers to the Age of your next birthday.
Strenghten your plan with add-ons
Understanding riders
Understanding riders
A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.