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PruBSN
SME@Work
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Product details
Coverage and Payment Terms
Contribution Term |
Contribution is payable on yearly basis for the first year and subsequent years upon renewal |
Minimum Contribution |
Only yearly payment |
Eligibility Age |
16 to 65 years old, renewal up to 69 years old |
Coverage Expiry |
70 years old |
Minimum Sum Covered |
RM20,000 |
Features
Group Term Takaful provides the basic benefits which is a lump sum benefit in the event of death or Total and Permanent Disability (TPD).
In addition, optional benefits are offered:
- Compassionate Allowance Benefit (CA)
- Group Accidental Death and Disablement Benefit (GADD)
- Group Critical Illness Benefit (GCI)
- Group Partial and Permanenet Disability Benefit (GPPD)
- Group Accidental Medical Reimbursement Benefit (GAMR)*
- Group Employee Takaful Income Benefit (GETI)
- Group Hospital and Surgical Benefit (GHS)
*Attachable if Group Accidental Death and Disablement Benefit or Group Partial and Permanent Disability Benefit is selected
Benefit
Death Benefit |
100% of sum covered. |
Total and Permanent Disability (TPD) Benefit |
100% of sum covered and only up to 69 years old. |
Tax Exemption
Not applicable for individual tax relief.
Important Note
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This is a brief product description only. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Corporate Group Business Support line at +603 2778 2155 or prubsn.groupsupport@prudential.com.my.
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You must ensure that this product will best serve the needs of your employees and that the contribution payable under this product is an amount that you can afford.
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Age stated above refers to the Age of your next birthday.
Strengthen your plan with add-ons
Understanding riders
What is a rider
A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.