PruBSN AnugerahPlus

Comprehensive first takaful plan that combines life and medical protection for critical illnesses, medical, hospitalisation and accidental benefit plus many more.

With the Extended Family Coverage feature, you can also ensure financial security for your extended family members who are financially dependent for maintenance or education.

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Protect yourself at RM50 monthly

With a monthly contribution of as low as RM50, you can have a life protection as well as protection from other uncertain events including chronic illnesses.

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Minimum coverage of RM10,000

You can start your protection from RM10,000 upon death or permanent disability so you can ease your family’s burden when they need it the most

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Term options of your choosing to suit your goals

You can choose a benefit term of 5, 10 or 20 years depending on your own goals

Protected from critical illness and hospitalisation.

You have the option to customise your plan to protect yourself from the likes of cancer and the hefty medical costs of different treatments.

Medic TotalCare	Provides a wide range of hospitalisation and medical treatment coverage to take care of your healthcare needs, including extensive cancer coverage, advanced medical treatment, and mental health care, as well as various outpatient treatment benefits and other unique value-added benefits.
Crisis TotalCare	Get total peace of mind when you have comprehensive coverage on critical illness from Early Stage to Late Stage as well as other additional special conditions covering a total of 166 conditions.
Crisis Protector	Offers extra protection so you could prepare your fight against a critical illness as soon as you’re diagnosed.
Medic Protector	Ease your burden of medical bill so you can keep your savings for your goals.

Product details

Coverage and Payment Terms

Contribution Term	Throughout the coverage term
Minimum Monthly Contribution	RM50
Eligibility Age	1 to 70 age next birthday. Note: For expiry age 70, maximum entry age is 60 age next birthday.
Expiry Age	Up to 100 years old
Minimum Sum Covered	RM10,000

Features

Affordable
Set your own coverage according to your own budget from as low as RM50 per month.

Customisable
Attach your preferred riders that suit your needs for a comprehensive coverage.

Exclusive
Offer your protection, investment and opportunity to perform good deeds simultaneously.

Extended Family Coverage
Ensure financial security for those beyond your immediate family, who are financially dependent on you for maintenance or education.

For example, you can ensure continuous financial support for your grandfather who is dependent on you for living maintenance even if the unfortunate happens to you.

Benefits

Maturity Benefit	Remaining balance from Individual Special Account (ISA).
Death Benefit	Higher of: a) Basic Sum Covered; or b) Total Amount in the Individual Special Account (ISA); plus value of units in the Investment Unit Account (IUA) if any.
Total and Permanent Disability (TPD) Benefit	Sum At Risk. Note: The sum at risk is the amount by which the basic sum covered exceeds your ISA balance. If there is no excess of sum covered over your ISA balance, then the sum at risk shall be zero. TPD coverage is up to age 70 and subject to a maximum of RM4 million per person covered.
Attachable Riders	Accidental Protector Plus Accidental Medical Protector Parent Term Crisis Shield Crisis Protector Crisis TotalCare Cancer Protector Medic Protector Medic TotalCare Income Protector Contributor Protect Contributor Saver Contributor Spouse Protect Contributor Spouse Saver Contributor Parent Protect Contributor Parent Saver Takaful Saver Ihsan

Tax Exemption

Up to RM6,000 under Life Insurance and EPF, subject to terms & conditions of Inland Revenue Board (IRB).

Important Note

The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or customer@prubsn.com.my.
Age stated above refers to the Age of your next birthday.

Get more info here

Medic Protector Brochure

Product Flyer

Strengthen your plan with add-ons

Understanding riders

What is a rider

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.

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